• Help and guidance

Pensions for those who are self-employed

Savings that are suitable for freelancers, those with sole proprietorships or who run a business in addition to having a job.

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  • Get up to 50 per cent of your savings in tax deductions

  • Du bestemmer selv hvordan pengene skal forvaltes

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Save for your own pension

Å være selvstendig næringsdrivende har sine fordeler, men pensjonsmessig gir det ikke den store gevinsten. Skal du være sikret en alderspensjon ut over folketrygden er det derfor opp til deg å ordne dette.

Du kan etablere en innskuddspensjonsavtale og spare inntil 7 % av lønnen din opp til 12 G.

Who is this suitable for?

Dette er en sparingsform som passer best for deg som er selvstendig næringsdrivende, frilanser, har enkelpersonforetak eller er eneste ansatt i eget AS.

  • If you have a salary of over 7.1 G we recommend you begin this saving.
  • If you have a salary between 6 and 7.1 G, you can think about beginning this saving.

Når du etablere en pensjonsavtale hos oss, vil du også få en forsikring som heter innskuddsfritak. Denne sikrer at sparingen fortsetter frem til du blir 67 år dersom du skulle bli arbeidsufør etter 12 måneders sykemelding.

Produktinformasjon

Selvstendig næringsdrivende (PDF)Open the file in a new tab

The DNB savings app Spare

In the Spare app you can start pension savings yourself with mutual funds and shares. You can also buy, sell and switch equity funds and shares as you go.

Skattefordel for deg som er selvstendig næringsdrivende

Basic amount (G)

As of 1 May 2024, NOK 1G 124,028.

Frequently asked questions about pensions for self-employed people

Our pension products

Pension provider

The pension agreement is provided by DNB Livsforsikring AS.

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