Workers’ compensation insurance
As an employer you’re legally required to take out workers' compensation insurance for your employees. The insurance covers both full-time and part-time employees.
What does workers' compensation insurance cover?
- Employee injury and illness that occurs during working hours and at the workplace
- Settlement payment for permanent injury, for example loss of sight or hearing
- Loss of capacity for work and income
- Future expenses for health equipment beyond that covered by the National Insurance Scheme
- Loss of income and expenses until the settlement date beyond that covered by the National Insurance Scheme
- Disbursement to spouse or cohabitant in the event of death and extra disbursement if the employee has children
You can also insure your employees to a higher degree than required by law by extending the statutory coverages with higher sums insured and additional coverages.
Product information (IPID)
Workers’ compensation insurance (PDF)Open the file in a new tab
Other sickness insurance
Covers diseases that are not work-related, i.e. where Workers' Compensation Insurance does not apply. Examples of diseases covered include cancer, cardiovascular diseases and musculoskeletal disorders.
Leisure accident insurance
Expand the insurance scheme to include injuries that occur during leisure time. Leisure accident insurance applies if an accident or injury should occur during leisure time or travelling to or from work.
Terms and conditions Personnel insurance
Workers’ compensation insurance FAQ
Our personnel insurance
Workers’ compensation insurance
Covers employee injury and illness
Travel insurance
Peace of mind if something should happen while travelling
Leisure accident insurance
Covers accidents or injuries that occur during leisure time
Group life insurance
Provides a one-off payment to the bereaved on the death of an employee
Group accident insurance
Peace of mind for your employees if they have an accident
Partnership protection insurance
The insurance is a financial hedge against the partnership protection agreement
Key person insurance
Disbursement if a key person dies or becomes incapacitated for work
Health insurance
Ensures that employees of the company receive quick treatment
Sickness assessment insurance
Employees receive disbursements for the first few years of the incapacity period
Income protection insurance
Covers the company’s ongoing operating costs if you should become ill
Sick pay insurance
Covers salary payments to employees on sick leave
Other sickness insurance
Insures your employees even when the illness isn’t work related
Pension and insurance package
The package that covers the statutory requirements
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.